What’s the difference between Ripcord and other travel insurance?

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An apples-to-oranges comparison

A Ripcord client is helped into a helicopter in Dingboche, Nepal

“In the event of an emergency, we know exactly what to do and whom to call.  There’s no fumbling about with critical lost time.”     – Andy Williams, Muench Workshops

When our partners recommend Ripcord Rescue Travel Insurance to their clients, a common question asked is: “How is this different from the travel insurance that I bought for my last trip?” Or: “How is this different from the insurance included with my credit card?’

A Ripcord policy is very different from other travel insurance policies. It’s almost an apples-to-oranges comparison.

Ripcord Rescue Travel Insurance combines elite medical evac and rescue capabilities with travel insurance benefits such as trip cancellation, trip interruption, lost baggage, primary medical expense coverages, and more. Ripcord is powered by Redpoint Resolutions, a medical and travel risk security company owned and operated by special operations veterans and physicians.

Most travel insurance policies will only reimburse for evacuations to the nearest appropriate medical facility once hospitalized if deemed medically necessary by a local attending physician. The insurance company will likely not evacuate you to your home hospital, likely not organize the evacuation nor have medical professionals bedside overseeing your care. And they definitely will not rescue you from a remote location should you have a need for hospitalization or have a life changing injury should you not receive medical attention.

Plus, many insurance policies will not cover you if you are traveling to certain latitudes of the globe, participating in select sporting activities, or above a certain elevation. Ripcord Rescue Travel Insurance policies do not have such exclusions.

“Travelers don’t want to read all of the fine print or examine different levels of coverage to know if they would be protected in an emergency,” said Redpoint Resolutions VP Tom Bochnowski. “What they want is to enjoy their vacation and know that Ripcord has their back.”

“We chose Ripcord for all of these reasons and more,” said Andy Williams of Muench Workshops. “In the event of an emergency, we know exactly what to do and whom to call.  There’s no fumbling about with critical lost time. Between the highly professional medical staff and the total travel insurance protection in their policies, we enthusiastically recommend Ripcord for our clients.”