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Please read the policy carefully.
This is only a brief description of the coverage(s) available under policy series LT 007 (06/2015). The policy will contain reductions, limitations, exclusions, and termination provisions. Full details of the coverage are contained in the policy. If there are any conflicts or discrepancies between this document and the policy or if any point is not covered in this document, the terms and conditions of the policy shall govern. Starr Indemnity & Liability Company has sole financial responsibility over any claims and/or any other financial obligations owed by the insurer. Starr Indemnity & Liability Company (“Starr Indemnity”), a Texas company, has administrative offices at 399 Park Avenue, 2nd Floor, NY, NY 10022. Starr Indemnity is currently authorized to transact business in all states and jurisdictions, as well as the District of Columbia and Puerto Rico. NAIC No. 38318. Please read the policy carefully. Plans are administered by Univops Insurance Agency, LLC, a California limited liability company, (FL license number L092333, W144300) with its principal place of business at 1875 South Grant Street, Suite 960, San Mateo, CA 94402. Univops Insurance Service, LLC is doing business as Univops Insurance Services, LLC in California,(CA License number 0I11871) If you have any questions about the plans offered on this website you may contact Univops Insurance Services, LLC at the following phone number 415 481 0600 or email at firstname.lastname@example.org.
This summary is only a brief description of the coverage(s) available under policy series PC_AHR_RCH (01/2018). This summary does not replace or change any part of your policy. The policy will contain reductions, limitations, exclusions, and termination provisions. Please read the policy carefully to fully understand the coverages, terms, conditions, limits and exclusions. If there is a conflict between this summary and the policy, the policy will control. This policy provides insurance coverage that only applies during a covered trip. You may have coverage from other sources that provides you with similar benefits. You may wish to compare the terms of this policy with your existing life, health and homeowners’ policies. Please contact +1 415 481 0600 if you have any questions. Insurance underwritten by State National Inc., a Texas domiciled corporation (NAIC Company Code: 12831; TX license number 6026) with its principal place of business at 1900 L Don Dodson Drive, Bedford, TX 76021. Not all plans or coverages are available in every state.
Any person who knowingly and with intent to defraud any insurance company or other person files an application for insurance or statement of claim containing any materially false information, or conceals for the purpose of misleading, information concerning any fact material thereto, commits a fraudulent insurance act, which is a crime, and shall also be subject to a civil penalty not to exceed five thousand dollars and the stated value of the claim for each such violation.
This policy includes a pre-existing condition exclusion. Pre-existing condition means an accidental injury, sickness or condition for which medical advice, diagnosis, care or treatment is recommended or received within the 90 day period ending on the Effective Date. The pre-existing condition exclusion may be waived if conditions set forth in the policy are met
Pre-Existing Conditions, as defined in the Definitions section, unless: a) the Policy is purchased within 14 days of Your initial Trip deposit; b) the booking for the Covered Trip must be the first and only booking for this travel period and destination; and c) You are not disabled from travel at the time You pay the premium.
Electronic Signature and Fulfillment StatementApplicant understands clicking the submission button constitutes an electronic signature. The electronic signature documents the applicant's consent to all of the provided terms and conditions. Electronic signatures are legal and enforceable in the same fashion as a traditional signature. Applicant consents to issuance of their policy documents, and all other notices, electronically via email if an email address is provided. Applicant should be diligent in updating their provided email address if any changes occur. Applicant may withdraw their consent via email at email@example.com or over the phone at +1 415 481 0610. In order to view documents that are provided electronically, applicant will need regular internet access and applicant will also need Adobe Acrobat Reader to view documents in .pdf format.
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